Third Quarter 2025
Effective 7/1/2025

REAL ESTATE

10% Down Payment	4.27-5.27%
5% Down Payment	4.77-5.77%

REAL ESTATE - REFINANCE

15% Down Payment

4.27-5.77%

MOBILE HOME

10.00%

HOME IMPROVEMENT/HOME EQUITY

6.27-8.27%

LAND PURCHASE

6.00%

CONSUMER/PERSONAL

11.50%

COMPUTER PURCHASE

6.00%

EDUCATION

7.00%

AUTO LOANS

7.00 - 11.00%

BUSINESS/COMMERCIAL

Prime + 0-5%

Current Prime Rate = 7.5%

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