First Quarter 2026
Effective 1/1/2026

REAL ESTATE

10% Down Payment	3.65-1.65%
5% Down Payment	4.15-5.15%

REAL ESTATE - REFINANCE

15% Down Payment

3.65-4.65%

MOBILE HOME

10.00%

HOME IMPROVEMENT/HOME EQUITY

5.65-7.65%

LAND PURCHASE

5.25%

CONSUMER/PERSONAL

10.75%

COMPUTER PURCHASE

6.00%

EDUCATION

7.00%

AUTO LOANS

7.00 - 11.00%

BUSINESS/COMMERCIAL

Prime + 0-5%

Current Prime Rate = 6.75%

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