Second Quarter 2018
Effective 4/1/2018
REAL ESTATE
10% Down Payment
|
4.00-5.00%
|
5% Down Payment
|
4.50-5.50%
|
|
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REAL ESTATE - REFINANCE
15% Down Payment
|
4.0-5.00%
|
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MOBILE HOME
10.00%
HOME IMPROVEMENT/HOME EQUITY
5.00-6.00%
LAND PURCHASE
4.00%
CONSUMER/PERSONAL
8.75%
COMPUTER PURCHASE
6.00%
EDUCATION
7.00%
AUTO LOANS
Over $10,000 Loan
Credit Rating
|
Maximum Term
|
Down Payment
|
Interest Rate
|
Excellent
|
60 months
|
15.00%
|
6.00%
|
Excellent
|
60 months
|
10.00%
|
6.25%
|
Average
|
48 months
|
15.00%
|
7.00%
|
Average
|
48 months
|
10.00%
|
7.25%
|
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Below $10,000 Loan
Credit Rating
|
Maximum Term
|
Down Payment
|
Interest Rate
|
Excellent
|
48 months
|
10.00%
|
6.50%
|
Average
|
48 months
|
15.00%
|
7.00%
|
Average
|
48 months
|
10.00%
|
7.25%
|
Below Average
|
36 months
|
25.00%
|
8.25%
|
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BUSINESS/COMMERCIAL
Prime + 0-5%
Current Prime Rate
= 4.75%
|