Current Interest Rates
website design software

Third Quarter 2017
Effective 7/1/2017

REAL ESTATE

10% Down Payment

5.00%

5% Down Payment

5.50%

REAL ESTATE - REFINANCE

15% Down Payment

5.00%

MOBILE HOME

10.00%

HOME IMPROVEMENT/HOME EQUITY

6.00%

LAND PURCHASE

4.00%

CONSUMER/PERSONAL

8.25%

COMPUTER PURCHASE

6.00%

EDUCATION

7.00%

AUTO LOANS

Over $10,000 Loan

Credit Rating

Maximum Term

Down Payment

Interest Rate

Excellent

60 months

15.00%

6.00%

Excellent

60 months

10.00%

6.00%

Average

48 months

15.00%

6.50%

Average

48 months

10.00%

6.75%

Below $10,000 Loan

Credit Rating

Maximum Term

Down Payment

Interest Rate

Excellent

48 months

10.00%

6.00%

Average

48 months

15.00%

6.50%

Average

48 months

10.00%

6.75%

Below Average

36 months

25.00%

7.75%

BUSINESS/COMMERCIAL

Prime + 0-5%

Current Prime Rate = 4.25%

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