Current Interest Rates
website design software

Second Quarter 2018
Effective 4/1/2018

REAL ESTATE

10% Down Payment

4.00-5.00%

5% Down Payment

4.50-5.50%

REAL ESTATE - REFINANCE

15% Down Payment

4.0-5.00%

MOBILE HOME

10.00%

HOME IMPROVEMENT/HOME EQUITY

5.00-6.00%

LAND PURCHASE

4.00%

CONSUMER/PERSONAL

8.75%

COMPUTER PURCHASE

6.00%

EDUCATION

7.00%

AUTO LOANS

Over $10,000 Loan

Credit Rating

Maximum Term

Down Payment

Interest Rate

Excellent

60 months

15.00%

6.00%

Excellent

60 months

10.00%

6.25%

Average

48 months

15.00%

7.00%

Average

48 months

10.00%

7.25%

Below $10,000 Loan

Credit Rating

Maximum Term

Down Payment

Interest Rate

Excellent

48 months

10.00%

6.50%

Average

48 months

15.00%

7.00%

Average

48 months

10.00%

7.25%

Below Average

36 months

25.00%

8.25%

BUSINESS/COMMERCIAL

Prime + 0-5%

Current Prime Rate = 4.75%

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