Fourth Quarter 2026

Effective 10/1/2026

REAL ESTATE

10% Down Payment	4.53-5.53%
5% Down Payment	5.03-6.03%

REAL ESTATE - REFINANCE

15% Down Payment

4.53-5.53%

MOBILE HOME
(Less than 20 Years Old)

10.00%

HOME IMPROVEMENT/HOME EQUITY

6.53-8.53%

LAND PURCHASE

5.50%

CONSUMER/PERSONAL

11.00%

COMPUTER PURCHASE

6.00%

EDUCATION

7.00%

AUTO LOANS

7.00 - 11.00%

BUSINESS/COMMERCIAL

Prime + 0-5%

Current Prime Rate = 7.00%

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