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NOTICE OF TRUSTEE'S SALE

Grantor: Angela V. Bush & Erik D. Bush
Current Beneficiary of the Deed of Trust: Colville Tribal Credit Corporation
Current Trustee of the Deed of Trust: David D. Shaw, P.C. dba Shaw Law Group
Current Mortgage Servicer of the Deed of Trust: Colville Tribal Credit Corporation (or N/A)
Reference Number of the Deed of Trust: 71077
Parcel Number: 0610522700

I.

NOTICE IS HEREBY GIVEN that the undersigned Trustee will on the 13th day of November, 2020, at the hour of 9:00 A.M. at the Okanogan County Courthouse, 149 3rd Ave. North, in the City of Okanogan, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Okanogan, State of Washington, to-wit:

Lots 27 and 28, Block 52, Town of Coulee Dam, Okanogan County, according to The Second Revised Okanogan County Assessor¹s Plat thereof filed in Okanogan County on April 21, 1958 (Auditor¹s File No. 453224), located in Section 36, Township 29 North, Range 30 East, W.M.

TOGETHER WITH the vacated portion of the abutting sidewalk vacated by Ordinance No. 183 of the Town of Coulee Dam passed September 13, 1976.

The Real Property or its address is commonly known as 800 Fir Street, Coulee Dam, WA 99116.

which is subject to that certain Deed of Trust dated July 12, 2000, recorded in Okanogan County, at the Recording Division of the Okanogan County Auditor's Office on the 24th day of July 2000, under Recorder's No. 3024753 from Angela V. Bush & Erik D. Bush, as Grantor, to Transnation Title Insurance Company, Inc. as Trustee, to secure an obligation in favor of Colville Tribal Credit, as Beneficiary, and subject to a Resignation and Appointment of Successor Trustee recorded under Auditor's File No. 3235940 on August 8, 2019 naming David D. Shaw P.C. dba Shaw Law Group as Successor Trustee.

II.

No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust.

III.

The default(s) for which this foreclosure is made is/are as follows:

Failing to make payment of principal and interest due and owing on the 26th of each month from February 26, 2018 through the date of this correspondence, and for failing to pay required insurance on the secured property and for failing to pay required taxes on the secured property and for failing to pay Colville Tribal Credit's fees and costs associated with collection and protection of its collateral as set forth below:

Amount due as of
June 17, 2020
1. Delinquent payments from February 16, 2018, in the amount of $370.16/mo. (less partial payment of 227.76) $10,139.52
2. Collateral insurance $1,380.21
3. Recording & title fees $630.19
4. Service & posing of Notice of Sale $110.00
5. Property taxes $5,570.05
6. Trustee Sale Guarantee $611.90
7. Trustees' or Attorneys' Fees $2,500.00
TOTAL: $20,941.87

IV.

The sum owing on the obligation secured by the Deed of Trust is: Principal $10,139.52, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.

V.

The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 13th day of November 30, 2020. The default(s) referred to in paragraph III must be cured by the 2nd day of November, 2020 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 2nd day of November, 2020 (11 days before the sale date), if the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 2nd day of November, 2020 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI.

A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses:

Angela Redstar
P.O. Box 73
Ronan, MT 59864

Erik Bush
231 Planters Ridge Dr
Pikeville NC 27863

by both first-class and certified mail on the 17th day of June, 2020, proof of which is in the possession of the Trustee; and the written notice of default was posted in a conspicuous place on the real property described in paragraph I above on June 17, 2020, and the Trustee has possession of proof of such service or posting.

VII.

The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII.

The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

IX.

Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.

X.

NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.


THIS NOTICE IS THE FINAL STEP BEFORE
THE FORECLOSURE SALE OF YOUR HOME

You have only 20 DAYS from the recording date on this notice to pursue mediation.

DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.

SEEKING ASSISTANCE

Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:

" The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:

Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site:
http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm

" The United States Department of Housing and Urban Development

Toll-free: 1-800-569-4287, or Web site:
http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc

" The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys

Toll-free: 1-800-606-4819 or Web site:
http://nwjustice.org/what-clear


Dated: July 23, 2020

__________________________________
David D. Shaw, as Trustee

SHAW LAW GROUP
C/O Carl J. Marquardt
1126 34th Avenue, Suite 311
Seattle, WA 98122-5139
Tel. 206-388-4498


ACKNOWLEDGEMENT

State of Oregon )
) ss.
County of Multnomah )


I certify that I know or have satisfactory evidence that David D. Shaw is the person who appeared before me, and said person acknowledged that he signed this instrument, on oath stated that he was authorized to execute the instrument and acknowledged it as the president of David D. Shaw P.C., dba Shaw Law Group, to be the free and voluntary act of such party for the uses and purposes mentioned in the instrument.


Dated: ________________



__________________________________
NOTARY PUBLIC in and for the
State of Oregon, residing at ____________
My commission expires _______________


This is an attempt to collect a debt and information obtained will be used for that purpose.

 

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