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NOTICE OF TRUSTEE'S SALE

Grantor: Wesley S. Edwards and Denise M. Edwards
Current Beneficiary of the Deed of Trust: Colville Tribal Credit Corporation
Current Trustee of the Deed of Trust: David D. Shaw, P.C. dba Shaw Law Group
Current Mortgage Servicer of the Deed of Trust: Colville Tribal Credit Corporation (or N/A)
Reference Number of the Deed of Trust: 63753-16-CK
Parcel Number: 8809300020

I.

NOTICE IS HEREBY GIVEN that the undersigned Trustee will on the 12th day of July, 2019, at the hour of 9:00 A.M. at the Okangoan County Courthouse, 149 3rd Ave. S, in the City of Okanogan, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Okanogan, State of Washington, to-wit:

Lot 2 Carolyn Boston Short Plat 89-10, as recorded in Volume A-1 of Short Plats, page 114, Auditor's File No. 752285, records of Okanogan County, Washington.

The Real Property or its address is commonly known as 69 Cordell Rd. N., Oroville, WA 98844. The real property tax identification number is 8809300020.

which is subject to that certain Deed of Trust dated March 14, 2016, recorded in Okanogan County, at the Recording Division of the Okanogan County Auditor's Office on the 17th day of March, 2016, under Recorder's No. 3206865 from Wesley S. Edwards and Denise M. Edwards, as Grantor, to Baines Title Company, Inc. as Trustee, to secure an obligation in favor of Colville Tribal Credit, as Beneficiary, and subject to a Resignation and Appointment of Successor Trustee recorded under Auditor's File No. 3228970 naming David D. Shaw P.C. as Successor Trustee.

II.

No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust.

III.

The default(s) for which this foreclosure is made is/are as follows:

Failure to pay the monthly payment which became due on May 13, 2018, and all subsequent monthly payments, plus late charges and other costs and fees as set forth below:

Amount due as of
April 4, 2019
1. Delinquent payments from May 13 2018, in the amount of $732.51/mo. (less partial payment of $679.10)
$7,378.50
2. Late fees $0.00
3. Collateral insurance $1,038.07
4. Successor Trustee Recording fee $0.00
5. Service & posing of Notice of Sale $110.00
6. Property taxes $3,085.19
7. Trustee Sale Guarantee $763.75


8. Trustees' or Attorneys' Fees $2,500.00
TOTAL: $14,875.51

IV.

The sum owing on the obligation secured by the Deed of Trust is: Principal $88,816.01, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.

V.

The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 12th day of July, 2019. The default(s) referred to in paragraph III must be cured by the 1st day of July, 2019 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before 1st day of July, 2019 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 1st day of July, 2019 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI.

A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses:

P.O. Box 730, Oroville WA, 98844

by both first-class and certified mail on the 19th day of February, 2019, proof of which is in the possession of the Trustee; and the written notice of default was posted in a conspicuous place on the real property described in paragraph I above on February 19, 2019, and the Trustee has possession of proof of such service or posting.

VII.

The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII.

The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

IX.

Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.

X.

NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.

THIS NOTICE IS THE FINAL STEP BEFORE
THE FORECLOSURE SALE OF YOUR HOME

You have only 20 DAYS from the recording date on this notice to pursue mediation.

DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.

SEEKING ASSISTANCE

Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:

" The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:

Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site:
http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm

" The United States Department of Housing and Urban Development

Toll-free: 1-800-569-4287, or Web site:
http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc

" The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys

Toll-free: 1-800-606-4819 or Web site:
http://nwjustice.org/what-clear


Dated: April 5, 2019

__________________________________
David D. Shaw, as Trustee

SHAW LAW GROUP
C/O Carl J. Marquardt
1126 34th Avenue, Suite 311
Seattle, WA 98122-5139
Tel. 206-388-4498


ACKNOWLEDGEMENT

State of Oregon )
) ss.
County of Multnomah )


I certify that I know or have satisfactory evidence that David D. Shaw is the person who appeared before me, and said person acknowledged that he signed this instrument, on oath stated that he was authorized to execute the instrument and acknowledged it as the president of David D. Shaw P.C., dba Shaw Law Group, to be the free and voluntary act of such party for the uses and purposes mentioned in the instrument.


 

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